Pricing

Clear Pricing and No Surprises

Always know what you will pay

Payments

Cards and Wallets

Integrated per-transaction pricing means
no setup fees or monthly fees.
The price is the same for all cards and digital wallets.

Electronics

0.5%

In-Person

0.5 %

  • per successful card charge
  • +1% for international cards
  • +1% if currency conversion is required

Supported Wallets

  • Alipay
  • Apple Pay
  • Google Pay
  • Click to Pay
  • WeChat Pay

Bank debits and transfers

No overhead.
spaydy automatically reconcilies credit transfers,
wires, and checks to their outstanding invoice.

ACH Credit

$1.00 per ACH Credit payment

Wire

$1.00 per Wire payment

Checks

$1.00 per Check received1
$5 per returned (bounced) Check

ACH Direct Debit2

0.5% capped at $5.00 for standard settlement
0.2% for two-day settlement
$0.50 per instant bank account validation

  • 1Checks are individually subject to the $5.00
  • per-check-received fee, regardless if multiple checks
  • are used to pay a single invoice.
  • 2We charge $1.00 for failed ACH Direct Debit payments
  • and $5.00 for disputed ACH Direct Debit payments.

International payment methods

spaydy handles all cross-border money movement
and currency conversion so you benefit from
consolidated monitoring, reporting, and payouts.

Bancontact

0.3%

EPS

0.3%

giropay

0.3%

iDEAL

20¢

Multibanco

0.5%

Pre-authorized debits in Canada1

0.5% capped at $4.00
+20¢ fee applies per instant verification

Przelewy24

0.5%

SEPA Direct Debit2

0.5% capped at $6.00

Sofort

0.5%

  • A 1.5% fee applies for international payment methods.
  • Since local currency presentment is required for these
    payment methods, an additional 1% fee will apply
    for currency conversion.
  • 1We charge $4.00 for failed or disputed
    pre-authorized debit payments.
  • 2We charge $10.00 for failed or disputed
    SEPA Direct Debit payments.

Buy now, pay later

Offer flexible payment options that increase
your customers’ purchasing power,
leading to higher conversion and order value

Afterpay

1% Pay in 4 installments

Klarna1

1% Pay in 4 installments

1%

  • 1Klarna is only available for domestic payments.